Diagnosing and treating a sleep disorder is pivotal to your health and well being. Sleep test for sleep apnea and insurance coverage for cpap therapy.
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Treatment for obstructive sleep apnea including oral appliance therapy is generally covered by health insurance.

Sleep apnea insurance coverage. Most sleep apnea patients who meet eligibility requirements for inspire have access to insurance coverage. Sleep apnea affects life and health insurance but car insurance isn t directly impacted. The american academy of sleep medicine aasm defines obstructive sleep apnea as a sleep related breathing disorder that involves a decrease or complete halt in airflow despite an ongoing effort to breathe.
For other payers that consider inspire experimental and investigational prior authorization may be denied at first request. Mild for ahi or rdi 5 and 15 moderate for ahi or rdi 15 and 30. We then share this information with you and work to ensure you can access all sleep apnea coverage available to you.
Coverage amounts vary greatly by individual insurers and insured. Sleep apnea and auto insurance. However if your sleep apnea causes you to drive poorly and get into accidents this would lead to high rates.
While coverage of sleep apnea treatments can vary widely from one provider to another coverage of sleep studies is often more consistent. Each patient s insurance coverage is different so our staff calls each insurance company and obtains benefits and coverage information specific to the test being ordered by the physician. Most insurance companies will cover a sleep study if it s indicated as necessary for diagnosis and treatment of a disease.
Skip to content the health and safety of our employees patients customers and communities is our top priority. On your behalf our insurance coordinators can work with your provider if they allow third party assistance to determine if your plan covers the costs of sleep apnea therapy equipment. Most sleep apnea patients who meet eligibility requirements for inspire have access to insurance coverage.
Click here to view the payer list of over 160 million lives covered by health plans supporting inspire therapy. Financial help for cpap equipment through insurance providers. Will health insurance cover my sleep study.
Osa severity is defined as. Sleep apnea clinic offering sleep solutions for snoring insomnia and sleep apnea. This includes ppos preferred provider organizations hmos health maintenance organizations poss point of service plans hsas health savings plans hdhps high deductible health plans and medicare part b.
Health insurance can be complicated especially when it comes to understanding a new to you treatment like cpap. Snore md sleep clinics. That being said the process of getting the necessary treatments and diagnosis can make patients apprehensive if they do not know the costs that are ahead.
In general however most plans do cover sleep apnea testing and treatment.
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